Stavvy SMART Doc® Engine

Data-Enhanced and Secure Electronic Loan Docs

Stavvy’s proprietary electronic document engine extends the savings, efficiency, and security of eNotes to all mortgage documents, for all loan programs, and across all 50 states. Elevate your lending experience beyond documents.

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Unmatched Loan Document Integrity and Reliability

Designed for the digital mortgage ecosystem, all documents in our engine conform natively to MISMO® SMART Doc® standards, enabling your entire loan package to be system-read and validated.  

Eliminate worry about missing or inconsistent signatures

Our lender and disclosure documents are fully tagged so signatures can be captured without having to rely on AI, OCR, or manual verification after execution. 

Automate QC, certifications, and due diligence

Electronic documents are enhanced with a MISMO®-compliant XML data layer, carry a tamper-proof seal, and include robust audit records to protect against alterations and enable automated system-based review, validation, and certification.

Speed-up loan delivery and trading while saving costs

A complete electronic loan package allows you to transfer, archive, and retrieve documents with ease and without the cost or hassle of physical shipping. 

Deliver a superior closing experience

Whether executing a hybrid, RON or IPEN eClosing, your customers can enjoy a consistent document review and signing experience.  

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Data-Driven Documents That Deliver Accuracy, Speed, and Compliance

Integrated to your LOS, our document engine can produce eNotes, eDisclosures, and other mortgage eDocs directly from your source data, guaranteeing consistency and accuracy across all your loan documents. This helps pave the way for a faster underwriting and closing processes.

Eliminate the Cost of Paper Inefficiencies for Good

Coupled with our eClosing Solution, our document engine empowers you to set your default to digital, even when a client wants to close in person. This eliminates the need for costly stare-and-compare verifications, shipping fees, and paper cuts.

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Certified MISMO compliant

MISMO® Certified Solution

The Stavvy platform meets MISMO® standards and best practices, so you can offer eClosing with confidence.

SOC2 Compliant

SOC2 Compliant

An independent auditor maintains a SOC 2 Type 2 report for the platform, demonstrating our dedication to security. 

Trusted loan data. Beyond documents.